Purpose/MeaningWhile China's third-party payment is developing rapidly, information security risks are also emerging, which not only causes damage to the rights and interests of all parties to the transaction, but also increases the difficulty of risk management and control. The study of information security risk is helpful to standardize the legal operation of enterprises and protect the legitimate rights and interests of consumers.

Method/ProcessBased on the former research, this paper analyzes the causes of information security risks, and evaluates the information security risks at different levels by constructing an indicator system.

Results/ConclusionsThe results show that legal, platform and technical risks have a greater impact on the information security of third-party payments, and relatively lower impact on users' personal security. Therefore, in order to prevent information security risk of third-party payment in China, it is urgent to have innovative control ideas, enhance the internal control management capabilitiesof platforms, improve technology of enterprises, perfect dispute resolution and relief mechanisms, and provide a healthy development environment for third-party payment markets.