Abstract: In order to implement the major decision of the central government to promote the construction of the dual-city economic circle in Chengdu-Chongqing region, the integrated development of housing provident fund in Chengdu-Chongqing economic circle has entered a substantial stage. The mechanism and path of the integrated development of housing provident fund have attracted much attention. Academic scholars have debated whether the housing provident fund system is damaging fairness, increasing the burden on enterprises, widening the income gap, reducing capital utility, and adding difficulties to extract and usage. The differences in the management standards of housing provident fund will also become a barrier to the integrated development of the provident fund. This paper argues that the nature of digital inclusive finance can demonstrate the fairness of the housing provident fund system, and the technological advantages can help to innovate the management mode, investment concept and to increase work efficiency. Digital inclusive finance also helps to form a unified standard of housing provident fund management in Chengdu-Chongqing economic circle.